IFSC Code ESMF0001404 - ESAF SMALL FINANCE BANK LIMITED CUMBUM

ESMF0001404 ESAF SMALL FINANCE BANK LIMITED CUMBUM THENI TAMIL NADU

ODAI STREET OPPO AMARAVATHI THEATER NEAR NEW BUS STAND CUMBUM THENI DISTRICT

View all ESAF SMALL FINANCE BANK LIMITED branches
Quick Info

IFSC: ESMF0001404

District: THENI

Status: Active

About This Branch - ESAF SMALL FINANCE BANK LIMITED

The ESAF SMALL FINANCE BANK LIMITED branch in CUMBUM is located in CUMBUM, THENI, TAMIL NADU and is identified by the IFSC code ESMF0001404.

Financial Operations & Digital Payments

IFSC codes are integral to India\'s digital banking infrastructure. The code ESMF0001404 enables secure electronic transfers to accounts within this specific branch of ESAF SMALL FINANCE BANK LIMITED. This identifier is used across multiple settlement systems managed by the Reserve Bank of India.

NEFT & RTGS

NEFT (National Electronic Funds Transfer) is available for standard transfers, while RTGS (Real Time Gross Settlement) serves high-value transactions over ₹2 lakh.

NEFT: Yes RTGS: Yes
IMPS & UPI

IMPS (Immediate Payment Service) provides 24/7 instant transfers, and UPI (Unified Payments Interface) offers seamless mobile banking experiences.

IMPS: Yes UPI: Yes
Official Branch Address

The registered address for this branch is ODAI STREET OPPO AMARAVATHI THEATER NEAR NEW BUS STAND CUMBUM THENI DISTRICT. When adding a beneficiary for online banking, please ensure the IFSC ESMF0001404 matches the branch name and location provided to ensure successful delivery of funds.

Verification Tip: For significant transactions, it is recommended to verify information with your original bank documents, such as a chequebook or official correspondence, to account for any local variations or recent branch restructuring.
Branch Details
IFSC Code: ESMF0001404
Bank Name: ESAF SMALL FINANCE BANK LIMITED
Branch Name: CUMBUM
Address: ODAI STREET OPPO AMARAVATHI THEATER NEAR NEW BUS STAND CUMBUM THENI DISTRICT
City: CUMBUM
District: THENI
State: TAMIL NADU
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
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Understanding the IFSC Code for ESAF SMALL FINANCE BANK LIMITED, CUMBUM

The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a bank-branch participating in the two main electronic funds settlement systems in India: NEFT and RTGS. For the ESAF SMALL FINANCE BANK LIMITED CUMBUM branch, the assigned IFSC is ESMF0001404. This code is critical for ensuring that your digital transactions are routed securely and accurately to the correct recipient in CUMBUM, TAMIL NADU.

The Role of ESMF0001404 in Digital Banking

When you initiate an online transfer, whether it's via a mobile app or net banking, the ESMF0001404 code acts as a digital address for the ESAF SMALL FINANCE BANK LIMITED branch. It allows the Reserve Bank of India (RBI) to track and sort transactions across the vast network of banks and branches in India. Without a verified "IFSC code", digital payments like NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) would not be possible, as the system would not know which specific branch to credit.

Versatile Payment Systems: NEFT, RTGS, IMPS, and UPI

The ESAF SMALL FINANCE BANK LIMITED CUMBUM branch supports multiple payment infrastructures. NEFT is ideal for regular batch-processed transfers, while RTGS provides real-time settlement for high-value transactions above ₹2 Lakh. For instant, 24/7 transfers, IMPS is the preferred method. For small, everyday payments, UPI (Unified Payments Interface) uses a simplified virtual ID, but the underlying system still relies on the strength of branch identification provided by the ESMF0001404 code.

Safe Banking with MyEarthInfo

At MyEarthInfo, we provide a robust IFSC Finder and lookup tool to help you verify branch details before processing any transfer. Entering an incorrect code can lead to transaction failures or delays. By using our database to check the ESMF0001404 code for ESAF SMALL FINANCE BANK LIMITED CUMBUM, you ensure that you are using verified data sourced from official RBI records. Our goal is to make digital banking safer and more convenient for every user in India.

Note: Finance and banking details can change, especially during bank mergers. Always double-check the ESMF0001404 code in your chequebook or with the official bank portal before initiating high-value transfers. Our tool is intended as a helpful guide for quick verification and convenience.

About IFSC Code ESMF0001404

IFSC Code ESMF0001404 belongs to ESAF SMALL FINANCE BANK LIMITED branch CUMBUM located in CUMBUM, THENI, TAMIL NADU.

Branch Information

  • IFSC Code: ESMF0001404
  • Bank: ESAF SMALL FINANCE BANK LIMITED
  • Branch: CUMBUM
  • Address: ODAI STREET OPPO AMARAVATHI THEATER NEAR NEW BUS STAND CUMBUM THENI DISTRICT
  • City: CUMBUM
  • District: THENI
  • State: TAMIL NADU

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., ESAF SMALL FINANCE BANK LIMITED) and branch name, and we will display the complete IFSC code details.